Flood Preparation

Prepare for a flood with these tips.

| January 2018

Your Emergency Game Planyour emergency game plan by Shawn L. Tipping, Sarah E. Tipping, and Robert D. Harris helps prepare you for emergency situations. Learn what steps you can take before and during an emergency to minimize harm. This excerpt from chapter 12 addresses steps that you can take to prepare for a flood.

Many things cause floods to occur, including sustained heavy rain, large ocean waves coming to land, fast melting snow, and levees or dams that give way.  Sometimes flooding can be just a few inches and sometimes it can be several feet. 

Floods are the most common severe weather-related disaster in the U.S., but one that many assume will affect the “other guy.” With their risks misunderstood or ignored, floods also are the most expensive and deadly natural disasters. From rapid snowmelt to burst dams, hurricanes to major rainstorms, flooding affects many. But, floods don’t have to be catastrophic to do harm.  Just a few inches of water can cause thousands of dollars in damages in the average home.

Flooding occurs in all states and each year kills more people than lightning, tornadoes, and hurricanes combined. However, typical homeowners insurance does not cover flood damage.



Preparing for floods requires much consideration.  Evacuation is usually a great idea, especially if you can leave town far in advance.  If you are forced to drive, remember that even a small amount of flood water, as little as six inches, can sweep most cars and trucks off the road. Insurance company experts believe that close to $5 billion dollars’ worth of property is destroyed by flooding each year.

Historically most devastating U.S. floods:

2005: Hurricane Katrina caused widespread flooding with a storm surge that most likely exceeded 25 feet.  Estimates were well over $80 billion in damage and 1,800 fatalities from the storm and subsequent flooding.






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